Ira Limits 2024 Mfj 2024. As a couple, you can contribute a combined total of $14,000 (if you're both under 50) or $16,000 (if you're both 50 or older) to a traditional ira for 2024. How much you can contribute to a roth ira—or if you can contribute at all—is dictated by your income, specifically your household's.

For both traditional ira and. As a couple, you can contribute a combined total of $14,000 (if you’re both under 50) or $16,000 (if you’re both 50 or older) to a traditional ira for 2024.